Siteboard News » ote from Ashley Brooks here Life Insura

The life insurance quote business online is booming. Not only are life insurance agents quoting a more diverse portfolio of companies Cheap Dont'a Hightower Jersey , but consumers are also now able to quote life insurance online for themselves. In this article, I will analyze the impact of the life insurance online quote on the insurance industry, the insurance broker, and the consumer looking for insurance.

In the not so distant past Cheap James White Jersey , life insurance was sold, not bought. The typical agent would travel door to door, network locally, and perhaps meet with potential policyholders for dinner at their home. The "debit" agent was also a common profession. These agents would actually go to their clients and collect the premium on a weekly basis. The life insurance quote came from a person back then Cheap Tom Brady Jersey , not a computer.

These days, consumers can go online for a life insurance quote. The ability to readily compare the cost of life insurance among hundreds of life insurance companies has dramatically changed the environment.

The biggest impact to the insurance industry is the fact that the cost of coverage has decreased significantly. This is good for the client, but is in effect shutting smaller companies down as the claims to revenue ratio is converging.

Another impact is the fact that when consumers get an online life insurance quote, they are rarely coached as to what is the better deal for them. Often times Cheap Rob Gronkowski Jersey , term life insurance is the only product that they are offered. The customer is not being told about the advantages of whole life insurance or the flexibility of universal life insurance?they are often just given a term life insurance quote as requested. The life insurance agent of past would have talked to the client and done some fact finding before selling them something that may not fit their particular situation.

The online Life Insurance Quote industry has also affected the independent insurance broker. Often times, the local broker is not trusted with the quote because the consumer has gone online and gotten a cheaper quote from an online quote service. Misquotes are usually the result of the lack of fact finding on the part of the online insurance quote companies. Customers would be much better off dealing with a licensed life insurance agent (who can broker any company out there; whatever suits the customer best) for their life insurance quotes.

So the next time you go online looking for the best term life insurance rate, consider that you may be making a mistake by dealing with a "call center". Consider that the life insurance quote that you are receiving is only from the companies that they carry. Consider calling on an independent life insurance broker for your term, whole life Cheap Danny Etling Jersey , and universal life insurance needs and information.

By: Ashley Brooks, CLTC

Ashley is the marketing vice president for the Family Life Insurance Brokerage Business and has a background in Health & Financial Underwriting, Insurance Plan Design, and "best deal" shopping. Brokerage Services carries only A rated (or better) companies in their product portfolio and has been serving the needs of Independent Insurance Agents since 1977.

Get a free life insurance quote from Ashley Brooks here Life Insurance Quote

Insurance Add URL and Resources Insurance Add URL
Better Golf Solutions Start With One Simple Approach Sports Articles | November 2 Cheap Duke Dawson Jersey , 2005
Better golf solutions is a mystery for the average golfer. Finding the magic bullet that?s going to cure your game overnight isn?t going to happen. In looking for better golf solutions, you?ve got to think about what?s the main reason you?re not making a sound, repeatable golf swing that generates power and accuracy?


Common approaches to better golf solutions are taking more lessons; buying new golf equipment that will hopefully make up for your swing faults (such as offsetoversized drivers and irons); purchasing training aids that promise the world, but end up in your garage gathering dust or being sold on ebay; or going to the range with a new level of practice commitment.


The six million dollar question! Did it help? Are you happy with your results?


If the answer is yes?congratulations on your success! If the answer is no Cheap Sony Michel Jersey , than what in the world is left? You?ve done everything right?


I want you to think real hard for a second.


What one thing is critical in swinging a club, hitting the ball square and long, and producing results?


YOU!


You dictate your outcome!


Let me explain.


You body has a current level of physical capability. It is what it is. Whatever that level is, will be your outcome. No ifs Cheap Isaiah Wynn Jersey , ands, or buts about it! You will never consistently play to what you think your potential is until you improve your ?physical capabilities?!


If golfers knew this little secret, they?d save hundreds, if not thousands of dollars a year on lessons Cheap Stephon Gilmore Jersey , gimmicky training aids, equipment and range fees.


You are an athlete! A golf athlete! You?ve got to ?prepare your body to perform?.


What other athletic event do you know of where the athlete just shows up without working on hisher physical attributes?


None!


I hate to be so blunt, but it is a fact. Only until you realize this, and take it to heart will you achieve your golfing goals. Your BODY determines your outcome. Your BODY makes your golf swing. Your BODY physically plays for 18 holes. Your BODY dictates your confidence. I hope you?re getting the point here.


I can?t say this strong enough!


Take the approach like an athlete and you will never have to think of better golf solutions.


Watch UFC 135 Jones vs . Cheap Jerseys Free Shipping Cheap College Jerseys Cheap NBA Jerseys Cheap MLB Jerseys Wholesale Cheap Soccer Jerseys Wholesale Cheap NFL Jerseys China Cheap Authentic NHL Jerseys Cheap NFL Jerseys From China Wholesale Jerseys From China Cheap College Baseball Jerseys Cheap